Once your teenager becomes old enough to drive, it can be a relief because driving teenagers to the many activities that they participate in can be a pain. If you’re a Florida resident and your teenager has just obtained their driver’s permit, you might wonder if you need to add them to your insurance. Here is a brief overview that answers this question.
When Will Your Teen Obtain Their Official Driver’s License?
While it might be possible to add your teen to your auto insurance once their permit is obtained, it’s not mandatory. Your teen is only covered once they graduate with an official driver’s license. However, some insurance companies will allow you to add a teen to an existing policy with only a permit. You can never predict when your teen might become involved in a collision while learning to drive.
As you can see, adding your teen to your auto insurance policy is unnecessary until they have obtained their official driver’s license. However, it’s a good idea to contact your insurance and inform them that your teen has obtained their driver’s permit, and if possible, you can add your teen to your policy beforehand. If you attempt to file a claim with your auto insurance and your uninsured teen was driving, it’s likely that the claim will be rejected. Therefore, it’s better to be safe than sorry. If you need a new auto insurance company, Americas Insurance Associates provides coverage for Florida, and we’re here to offer you and our other customers top-notch coverage. Call us today, and one of our Americas Insurance Associates will provide you with a quote.
