Boat/Watercraft Insurance

We provide boat insurance coverage here at America's Insurance Associates in Venice, and North Port, FL for all boat owners. Our coverage provides you with protection for damage resulting from a collision that is your fault or another boater's fault. We also offer coverage that can cover you in the event of a disabled watercraft and much more. If you own a boat, it is vital that you obtain boat insurance.

Boat Insurance Requirements

Boat insurance is not legally required in Florida. However, if you own a boat and would love to have it stored at a marina, most marinas are going to ask for proof of insurance. If you financed or leased your boat, you may even be required to obtain insurance as well, depending on the lender.

Boat Insurance Coverage

Boat insurance policies can provide you with coverage for all the following:

Damages made to your boat may be subject to a deductible but will be covered. If you sustain damage to your vessel while on the water or stored away due to weather, you will be protected.
Boat coverage policies can also protect you with liability coverage if you cause damage to others while on the water.
You can also take advantage of medical payments' coverage if you or any of your passengers sustain any injuries as a result of an accident.
Another option you can take advantage of is uninsured boat owners' coverage if you are injured or your boat sustains damage by another boater who does not have any insurance.
Towing coverage is also offered as protection if you are stranded while on the water and need to be towed back to a port.