Today's families have a lot going on. You may have one or two "side hustles" to earn a little extra cash. You might volunteer for your church or community organizations. You might sell baked goods at your local farmers' market or coach a kids' sports team. All of these activities add interest and dimension to your life. Still, they can also leave you vulnerable to a costly lawsuit, one that costs put your family's security in jeopardy. For example, someone might sue you if they tripped on an extension cord that powered your craft show display and broke their arm. Even if you aren't found by the court to be responsible for the injury, the cost of defending this type of lawsuit can be expensive.
Contrary to what many people believe, liability lawsuits that result from your activities outside your property aren't covered by the liability part of your homeowners' insurance policy. That's where an umbrella insurance policy can be invaluable.
An umbrella insurance policy is blanket liability insurance that covers the cost of defending and settling liability lawsuits that stem from your activities outside your regular work and home. One umbrella policy covers all of your extra activities and also gives you protection against financial loss due to libel, slander, and invasion of privacy. The beauty of an umbrella policy is that you don't need separate policies for all of your outside activities; you don't even have to list them when you purchase the policy.
Busy Florida families need to protect their assets against unexpected liability. To learn more about how an umbrella insurance policy can benefit your family and help guard your family against financial loss due to a liability lawsuit, contact America's Insurance Associates. We've helped hundreds of Venice and North Port, FL families like yours.