For boat owners, there’s nothing quite like setting out for a day of fun and relaxation on the water. But what happens if there’s a mechanical issue, battery failure, or another unexpected event while you’re out on the water? Such events can quickly turn a pleasant day into a stressful one.
Many boat owners understand that spending time on the water involves risks. One way to reduce the stress of unexpected incidents is to have appropriate insurance coverage, including emergency towing coverage.
What Does Emergency Towing Coverage Do?
Emergency towing coverage is an exceptional rider in watercraft insurance that shifts the cost of towing a boat to a repair facility or safe harbor to the insurer. It is similar to roadside assistance, which can be added to motor vehicle insurance.
The cost of towing a boat can be exorbitant, so having this coverage is valuable if you plan to spend time on the water away from the marina. This coverage is especially important if you venture out into harder-to-reach locations because the difficulty of reaching the boat and getting it to a suitable location can directly impact what you’ll pay for boat towing in Florida.
Considering factors like the ever-changing weather in Florida and the chance of safety concerns may help you see the importance of this insurance coverage. Additionally, relying on the insurance company’s assistance can make the often time-consuming process of scheduling a tow operation much easier.
Our team at Americas Insurance Associates is ready to help Florida boat owners ensure they have the coverage they need to enjoy peace of mind while they’re out on the water.
