One of the reasons that people own motorhomes instead of renting them occasionally is because they want their RV to have exactly the amenities they prefer. Those can include high-end sound systems, home theaters, luxury features of various kinds, and all the high-end comforts of home such as beautiful carpets and decorations. At Americas Insurance Associates, we tell our Florida customers to talk with us about what’s special in their motorhome. That way, we can make sure the additional features beyond the standard model sold by the manufacturer can be covered.
Options, Customizations, and Costly Contents
When your RV is ordered with optional features beyond the base model, it’s important to make sure that your insurance policy reflects that. It can be an unpleasant surprise to have your vehicle stolen and your claim amount limited to what was on record. Filing paperwork, photos, and other evidence of your upgrades helps get any claim paperwork off to a good start. If your upgrades and customizations are aftermarket work, the documentation needs to be from the customizer or if you do it yourself, talk to us about how to properly make note of the added value. For the contents of the RV, the process is similar to homeowners insurance and, in some cases, could involve added coverage for high-end equipment.
Customize Your Vehicle, Customize Your Policy
Whether the answer is simply documenting your vehicle’s unique features or specifically covering them on your policy, it’s important to talk to your professional insurance team at Americas Insurance Associates. We help you maintain the right coverage on your property in Florida, as well as for liability and other important financial reasons. Let us review your coverage and help you make sure it’s what you need, carefully selected, today!
